Terms of service

General

This website (the “Site”) is owned and operated by EBM MEDIA, doing business as ebmmedia.com (“EBM MEDIA,” “we,” or “us”). By using the Site, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from EBM MEDIA.
Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service.

We reserve the right to change these Terms of Service or to impose new conditions on the use of the Site from time to time, in which case we will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service as modified.

Intellectual Property Rights

Our Limited License to You

This Site and all materials available on the Site are the property of us and/or our affiliates or licensors and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal, noncommercial use. You may not use the Site or the materials available on it in a manner that constitutes an infringement of our rights or that has not been authorized by us.

Unless explicitly authorized in these Terms of Service or by the owner of the materials, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium any material from the Site.

You may, however, from time to time, download and/or print one copy of individual pages of the Site for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.

Your License to Us

By posting or submitting any material (including, without limitation, comments, blog entries, social media posts, photos, or videos) to us via the Site or to any of our staff via email, text, or otherwise, you represent:
(i) that you are the owner of the material or are making your submission with the express consent of the owner; and
(ii) that you are thirteen years of age or older.

By submitting such materials, you grant us, and anyone authorized by us, a royalty-free, perpetual, irrevocable, non-exclusive, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display such material in any manner or medium, now known or hereafter developed, for any purpose.

You also grant us the right to identify you as the author of any of your postings or submissions by name, email address, or screen name, as we deem appropriate.

If any contributions created by you for us are deemed “works made for hire” under Section 101 of the U.S. Copyright Act, the copyrights shall belong to EBM MEDIA from their creation. If not deemed a “work made for hire,” you hereby irrevocably assign all rights, including copyrights and trademarks, to EBM MEDIA in perpetuity.

You acknowledge that EBM MEDIA has the right but not the obligation to use and display any postings or contributions of any kind and may cease the use of such materials at any time for any reason.

Limitations on Linking and Framing

You may establish a hypertext link to the Site so long as the link does not state or imply any sponsorship of your site by us or the Site. However, you may not frame or inline link any of the content of the Site or incorporate any of our materials into another website or other service without our prior written permission.

Disclaimers

Throughout the Site, we may provide links and pointers to Internet sites maintained by third parties. Our linking to such third-party sites does not imply endorsement or sponsorship of such sites or the information, products, or services offered on or through them.

We do not control or operate any information, products, or services that third parties may provide on or through the Site or linked sites.

THE INFORMATION, PRODUCTS, AND SERVICES OFFERED ON OR THROUGH THE SITE AND BY EBM MEDIA AND ANY THIRD-PARTY SITES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

We do not warrant that the Site or its functions will be uninterrupted or error-free, that defects will be corrected, or that any part of this Site or the servers that make it available are free of viruses or other harmful components.

Indemnification

You agree at all times to defend, indemnify, and hold harmless EBM MEDIA, its affiliates, successors, licensees, and their respective officers, directors, shareholders, and employees from and against any and all claims, damages, liabilities, costs, and expenses (including legal fees) arising out of or related to your breach of any obligation, representation, or covenant set forth herein.

Online Commerce

Certain sections of the Site may allow you to purchase products and services provided by third parties. We are not responsible for the quality, accuracy, timeliness, reliability, or any other aspect of these products and services.

If you make a purchase from a merchant through the Site or via a linked site, that transaction and any data collected are subject to the merchant’s own terms and privacy policy. We are not liable for these independent policies.

Your participation in dealings with third parties through our Site is solely between you and such third parties. EBM MEDIA is not responsible or liable for any loss, damage, or other matters incurred as a result of such dealings.

You agree to be financially responsible for all purchases made by you or anyone acting on your behalf through the Site. You agree to purchase products or services only for legitimate, non-commercial purposes.

Interactive Features

This Site may include bulletin boards, blogs, chat rooms, or other features that allow users to communicate. Responsibility for content posted lies solely with each user.

You agree not to use the Site to post or transmit unlawful, harmful, defamatory, obscene, or otherwise objectionable content; or to engage in unauthorized access, spamming, or solicitation.

We reserve the right to monitor, edit, or remove any content at our discretion and to terminate access to any user who violates these Terms.

Registration and Passwords

To access certain Site features, you may need to register and provide accurate personal information. If we suspect false information, we may suspend or terminate your account.

You are responsible for maintaining the confidentiality of your password and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use.

Limitation of Liability

UNDER NO CIRCUMSTANCES SHALL WE OR OUR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE SITE OR MATERIALS ON THE SITE.

If you are dissatisfied with the Site or any of its materials, your sole remedy is to discontinue use of the Site.

EBM MEDIA IS NOT AN INVESTMENT ADVISORY SERVICE AND DOES NOT PROVIDE PERSONALIZED FINANCIAL, TAX, OR LEGAL ADVICE. The materials and information provided are for educational and informational purposes only.

Termination

We may cancel or terminate your right to use the Site at any time without notice. Upon termination, you are no longer authorized to access the affected part of the Site. The disclaimers, limitations, and intellectual property protections shall survive termination.

Refund Policy

Each specific product, service, event, or course will specify its own refund policy.

Digital Millennium Copyright Act (DMCA)

If you believe that materials hosted by EBM MEDIA infringe your copyright, you may send a notice to:

📧 support: [enzo@ebmmedia.com]

For more information on DMCA requirements, visit http://www.loc.gov/copyright.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Ireland, and any dispute shall be subject to binding arbitration in Ireland.

If any provision of this agreement is found unlawful or unenforceable, that provision shall be deemed severable and shall not affect the validity of the remaining provisions.

Disclaimer

Although unlikely, this policy may be changed at any time at our discretion. Updates will be posted to this page.

If you have any questions or concerns regarding this policy, please direct them to:
📧 enzo@ebmmedia.com